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IFRS 9 Financial Instruments Knowledge Center

Explore our verified library of IFRS 9 Financial Instruments transactions. Every entry is reviewed for IFRS compliance and real-world accuracy by our technical accounting team.

IFRS 9 Financial Instruments

How to record a loan at amortized cost

Initial recognition of a loan given to a third party where the business model is to collect contractual cash flows consisting solely of payments of principal and interest.

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IFRS 9 Financial Instruments

How to account for expected credit losses

Recognition of a 12-month expected credit loss (ECL) for a financial instrument in Stage 1 where there has been no significant increase in credit risk since initial recognition.

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IFRS 9 Financial Instruments

How to record FVTPL investment gains

Recording the fair value increase for a financial asset held for trading or where the fair value option has been elected.

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IFRS 9 Financial Instruments

How to record FVTOCI equity fair value

Recognizing the fair value change of an equity investment for which the entity has made an irrevocable election to present changes in OCI.

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IFRS 9 Financial Instruments

How to amortize bond transaction costs

Recognition of interest expense for a bond liability including the amortization of capitalized transaction costs using the effective interest method.

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IFRS 9 Financial Instruments

How to reclassify FVTPL to amortized cost

Records the transfer of a financial asset from fair value through profit or loss to amortized cost following a change in business model.

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IFRS 9 Financial Instruments

How to derecognize financial asset via sale

Records the disposal of a debt instrument held at amortized cost and the resulting gain or loss.

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IFRS 9 Financial Instruments

How to reverse impairment on amortized cost

Records the reduction in the allowance for expected credit losses when credit risk improves.

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IFRS 9 Financial Instruments

How to record interest income via EIR

Accrues interest income on a financial asset using the effective interest rate method.

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IFRS 9 Financial Instruments

How to recognize financial guarantee liability

Initial recognition of a financial guarantee contract issued at fair value.

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IFRS 9 Financial Instruments

How to record fair value hedge adjustment

Recording the fair value changes of a hedged item and the hedging instrument in a fair value hedge relationship.

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IFRS 9 Financial Instruments

How to record cash flow hedge reserve

Accounting for the effective portion of a cash flow hedge in Other Comprehensive Income (OCI).

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IFRS 9 Financial Instruments

How to record asset modification loss

Recording the adjustment when the terms of a financial asset are modified without resulting in derecognition.

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IFRS 9 Financial Instruments

How to record debt extinguishment

Accounting for the derecognition of a financial liability when it is extinguished through a substantial modification.

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IFRS 9 Financial Instruments

How to reclassify to FVTOCI

Reclassifying a financial asset from amortized cost to fair value through other comprehensive income.

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IFRS 9 Financial Instruments

How to reclassify amortized cost to FVTPL

Records the reclassification of a financial asset from amortized cost to FVTPL due to a change in business model, recognizing any difference in profit or loss.

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IFRS 9 Financial Instruments

How to separate embedded derivative from host

Records the initial recognition of a hybrid contract where an embedded derivative is separated from a financial liability host.

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IFRS 9 Financial Instruments

How to record day one loss on low interest loan

Records the initial measurement of a loan granted at below-market interest rates, resulting in a day one loss.

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IFRS 9 Financial Instruments

How to record cash flow hedge ineffectiveness

Records the portion of a change in the fair value of a hedging instrument that does not effectively offset the change in the hedged item.

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IFRS 9 Financial Instruments

How to record write-off of financial asset

Records the removal of a financial asset from the books when there is no reasonable expectation of recovering the contractual cash flows.

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IFRS 9 Financial Instruments

How to record Stage 3 interest income

Recording interest income for credit-impaired financial assets using the effective interest rate applied to the net carrying amount.

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IFRS 9 Financial Instruments

How to record FVTPL transaction costs

Accounting for transaction costs incurred during the acquisition of financial instruments measured at fair value through profit or loss.

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IFRS 9 Financial Instruments

How to record net investment hedge

Recording the effective portion of gains or losses on a hedging instrument used for a net investment in a foreign operation.

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IFRS 9 Financial Instruments

How to record simplified ECL on receivables

Recording the expected credit loss (ECL) for trade receivables using the simplified approach and a provision matrix.

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IFRS 9 Financial Instruments

How to record own credit risk in OCI

Recognizing the change in fair value of a financial liability designated at FVTPL that is attributable to changes in the entity's own credit risk.

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IFRS 9 Financial Instruments

How to record POCI asset recognition

Initial recognition of a Purchased or Originated Credit-Impaired (POCI) financial asset at fair value.

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IFRS 9 Financial Instruments

How to recycle FVTOCI debt gains to profit

Recording the recycling of cumulative fair value gains from OCI to profit or loss upon the sale of a debt instrument.

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IFRS 9 Financial Instruments

How to record cost of hedging reserve

Accounting for the change in fair value of the excluded components of a derivative (e.g., forward points) in OCI.

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IFRS 9 Financial Instruments

How to record FVTOCI to amortized cost reclass

Reclassifying a financial asset from FVTOCI to Amortized Cost due to a change in business model.

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IFRS 9 Financial Instruments

How to record loan commitment ECL provision

Recognizing the expected credit loss (ECL) on off-balance sheet loan commitments.

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IFRS 9 Financial Instruments

How to record loan liability at amortized cost

Initial recognition of a financial liability measured at amortized cost, including the deduction of transaction costs from the principal amount.

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IFRS 9 Financial Instruments

How to record basis adjustment for inventory hedge

Reclassifying accumulated gains or losses from the cash flow hedge reserve to the initial cost of a non-financial asset upon recognition.

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IFRS 9 Financial Instruments

How to record Stage 1 to Stage 2 ECL migration

Recognizing the incremental increase in loss allowance when a financial asset experiences a significant increase in credit risk (SICR).

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IFRS 9 Financial Instruments

How to record FVTOCI debt premium amortization

Accounting for the amortization of the purchase premium on a debt instrument held at FVTOCI using the effective interest rate method.

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IFRS 9 Financial Instruments

How to record debt-for-equity-swap

Recording the extinguishment of a financial liability through the issuance of equity instruments in accordance with IFRIC 19 and IFRS 9.

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IFRS 9 Financial Instruments

How to record Stage 2 to Stage 3 ECL migration

Records the increase in loss allowance when a financial asset transitions from having a significant increase in credit risk (Stage 2) to being credit-impaired (Stage 3).

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IFRS 9 Financial Instruments

How to record ECL using a provision matrix

Records the expected credit loss for trade receivables using the simplified approach provision matrix based on historical loss rates.

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IFRS 9 Financial Instruments

How to record issuance of a convertible bond

Initial recognition of a compound financial instrument by splitting the proceeds between the liability and equity components.

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IFRS 9 Financial Instruments

How to record liability designated at FVTPL

Accounting for a financial liability that has been irrevocably designated at fair value through profit or loss at initial recognition.

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IFRS 9 Financial Instruments

How to record FVTOCI equity derecognition

Records the transfer of accumulated gains/losses within equity upon the sale of an equity instrument designated at FVTOCI.

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IFRS 9 Financial Instruments

How to record cure of Stage 3 financial asset

Accounting for the reversal of impairment when a financial asset improves from Stage 3 (credit-impaired) back to Stage 2.

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IFRS 9 Financial Instruments

How to record puttable instrument liability

Recognition of a financial instrument that gives the holder the right to put the instrument back to the issuer for cash.

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IFRS 9 Financial Instruments

How to record trade date asset acquisition

Recording the purchase of a financial asset at the date the entity commits to purchase it, before settlement occurs.

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IFRS 9 Financial Instruments

How to record dividend on FVTOCI equity

Recognition of dividend income from equity investments that have been irrevocably designated at FVTOCI.

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IFRS 9 Financial Instruments

How to record repurchase agreement liability

Accounting for a sale and repurchase agreement (Repo) as a secured borrowing rather than a sale.

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IFRS 9 Financial Instruments

How to record settlement of a forward contract

Records the final cash settlement of a derivative forward contract that was previously measured at fair value through profit or loss (FVTPL).

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IFRS 9 Financial Instruments

How to record credit-adjusted interest on POCI asset

Recognition of interest income on Purchased or Originated Credit-Impaired (POCI) assets using the credit-adjusted effective interest rate (EIR).

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IFRS 9 Financial Instruments

How to record settlement date asset acquisition

Records the acquisition of a financial asset using settlement date accounting rather than trade date accounting.

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IFRS 9 Financial Instruments

How to record modification of a financial liability

Records the adjustment to the carrying amount of a financial liability when terms are modified but not substantially enough to result in derecognition.

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IFRS 9 Financial Instruments

How to record fair value hedge termination

Records the cessation of fair value hedge accounting and the subsequent treatment of the cumulative hedge adjustment.

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IFRS 9 Financial Instruments

How to record FX translation of FVTOCI debt

Recognition of foreign exchange gains or losses on the amortized cost component of a debt instrument measured at FVTOCI.

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IFRS 9 Financial Instruments

How to record amortization of time value in OCI

Amortization of the initial time value of an option when it is designated as a hedging instrument and the 'cost of hedging' approach is applied.

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IFRS 9 Financial Instruments

How to record recovery of written-off debt

Accounting for cash received from a customer after the financial asset has been previously written off from the books.

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IFRS 9 Financial Instruments

How to record rebalancing of hedge ratio

Adjusting the quantities of the hedging instrument or the hedged item to maintain a hedge ratio that complies with the risk management objective.

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IFRS 9 Financial Instruments

How to record derecognition via asset swap

Accounting for the exchange of a financial asset for another financial asset where the risks and rewards are transferred.

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IFRS 9 Financial Instruments

How to record initial derivative transaction costs

Accounting for transaction costs incurred when entering into a derivative contract, which are classified as FVTPL.

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IFRS 9 Financial Instruments

How to record hedge of a firm commitment

Recording the change in fair value of a firm commitment that is designated as a hedged item in a fair value hedge.

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IFRS 9 Financial Instruments

How to record retained interest in asset transfer

Accounting for the transfer of a portion of a financial asset while retaining a specific interest, such as a servicing right.

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IFRS 9 Financial Instruments

How to record reclass of debt FVTOCI to FVTPL

Reclassifying a debt instrument from FVTOCI to FVTPL due to a change in the entity's business model.

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IFRS 9 Financial Instruments

How to record initial recognition of loan at FVTPL

Initial recognition of a loan asset irrevocably designated at FVTPL to eliminate an accounting mismatch.

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IFRS 9 Financial Instruments

How to record cash flow hedge of highly probable sale

Records the effective portion of changes in the fair value of a hedging instrument used to hedge a forecast sale transaction.

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IFRS 9 Financial Instruments

How to record impairment of FVTOCI debt assets

Records the expected credit loss (ECL) for a debt instrument measured at fair value through OCI without reducing the asset's carrying amount.

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IFRS 9 Financial Instruments

How to record a servicing asset in derecognition

Recognizes a servicing asset when a financial asset is derecognized but the entity retains the right to service the asset for a fee.

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IFRS 9 Financial Instruments

How to record partial derecognition of financial asset

Records the transfer of a specific identifiable portion of a financial asset that meets the derecognition criteria of IFRS 9.

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IFRS 9 Financial Instruments

How to record reclass of debt FVTPL to FVTOCI

Records the reclassification of a debt instrument from FVTPL to FVTOCI following a change in the entity's business model.

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IFRS 9 Financial Instruments

How to record currency swap fair value

Recording the periodic fair value adjustment of a currency swap derivative not designated as a hedge.

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IFRS 9 Financial Instruments

How to record interest rate cap premium

Recognition of the initial premium paid to acquire an interest rate cap derivative.

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IFRS 9 Financial Instruments

How to record guarantee liability amortization

Amortizing a financial guarantee liability over the period of risk exposure.

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IFRS 9 Financial Instruments

How to record credit-linked note recognition

Initial recognition of a credit-linked note (CLN) which contains an embedded credit derivative.

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IFRS 9 Financial Instruments

How to record purchase of credit default swap

Recording the initial premium payment for a credit default swap (CDS) used for credit risk management.

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IFRS 9 Financial Instruments

How to record Stage 2 to Stage 1 ECL migration

Records the reversal of expected credit losses when a financial asset's credit risk significantly improves, moving from lifetime ECL to 12-month ECL.

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IFRS 9 Financial Instruments

How to record collateralized borrowing liability

Accounts for a transfer of financial assets that does not qualify for derecognition, resulting in a secured borrowing liability.

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IFRS 9 Financial Instruments

How to record interest rate floor fair value

Records the periodic fair value adjustment of a stand-alone interest rate floor derivative asset.

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IFRS 9 Financial Instruments

How to record total return swap fair value

Records the gain or loss on a total return swap (TRS) derivative at the reporting date.

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IFRS 9 Financial Instruments

How to record negative interest on cash balances

Records the expense arising from negative interest rates applied to bank deposits or financial assets.

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IFRS 9 Financial Instruments

How to record hedge of forecast inventory purchase

Records the effective portion of changes in the fair value of a derivative designated as a cash flow hedge for a forecasted purchase of non-financial assets.

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IFRS 9 Financial Instruments

How to record fair value of a commodity swap

Initial or subsequent measurement of a commodity swap at fair value through profit or loss (FVTPL) when not designated in a hedge relationship.

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IFRS 9 Financial Instruments

How to record fair value of written call option

Records the fair value adjustment of a written call option, which is classified as a financial liability under IFRS 9.

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IFRS 9 Financial Instruments

How to record equity index swap fair value

Records the periodic fair value adjustment for a swap where payments are based on the performance of an equity index.

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IFRS 9 Financial Instruments

How to record interest rate swap periodic payment

Records the net cash settlement of an interest rate swap on its periodic reset date.

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IFRS 9 Financial Instruments

How to record futures contract fair value gain

Records the unrealized mark-to-market gain on a futures contract held for trading purposes.

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IFRS 9 Financial Instruments

How to record factoring without recourse

Records the derecognition of trade receivables when risks and rewards are fully transferred to a factor.

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IFRS 9 Financial Instruments

How to record convertible debt interest accretion

Records the interest expense on the liability component of a convertible bond using the effective interest method.

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IFRS 9 Financial Instruments

How to record purchased call option on equity

Records the initial cost of purchasing a call option on a third-party equity instrument.

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IFRS 9 Financial Instruments

How to record impairment on lease receivables

Records the Expected Credit Loss (ECL) on lease receivables using the simplified approach allowed under IFRS 9.

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IFRS 9 Financial Instruments

How to record factoring with recourse

Records the receipt of cash from a factoring arrangement where the entity retains credit risk, preventing derecognition of the receivable.

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IFRS 9 Financial Instruments

How to record impairment on contract assets

Records the expected credit loss (ECL) on contract assets recognized under IFRS 15, which are within the scope of IFRS 9 impairment.

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IFRS 9 Financial Instruments

How to record transaction costs for FVTOCI debt

Records the initial recognition of a debt instrument at FVTOCI, where transaction costs are capitalized into the carrying amount.

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IFRS 9 Financial Instruments

How to record FX gain on amortized cost debt

Records the foreign exchange translation gain on a monetary financial asset measured at amortized cost under IAS 21 and IFRS 9.

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IFRS 9 Financial Instruments

How to record credit spread swap fair value

Records the mark-to-market adjustment for a credit spread swap derivative held for trading or risk management.

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IFRS 9 Financial Instruments

How to record a loan modification gain

Records the gain resulting from a non-substantial modification of a financial asset's contractual cash flows under IFRS 9.

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IFRS 9 Financial Instruments

How to record ECL on intercompany loans

Recognition of expected credit losses on loans provided to subsidiaries or affiliates in separate financial statements.

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IFRS 9 Financial Instruments

How to record reverse repo asset recognition

Recording a reverse repurchase agreement where cash is provided in exchange for collateral, treated as a secured loan.

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IFRS 9 Financial Instruments

How to record fair value of an equity warrant

Records the fair value adjustment for a warrant held as a financial asset, typically classified as FVTPL.

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IFRS 9 Financial Instruments

How to record cash collateral for derivatives

Records the movement of cash posted as collateral (margin) to a counterparty or clearing house for derivative contracts.

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IFRS 9 Financial Instruments

How to record IFRS 9 initial adoption impact

Records the transition adjustment to retained earnings upon the first-time adoption of the IFRS 9 expected credit loss model.

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IFRS 9 Financial Instruments

How to record fair value of a basis swap

Records the periodic fair value adjustment for a basis swap where two floating interest rates are exchanged.

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IFRS 9 Financial Instruments

How to record ECL on short-term bank deposits

Recognizes expected credit losses on cash equivalents and bank deposits, even if they have low credit risk.

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IFRS 9 Financial Instruments

How to record hedge of a forecast debt issuance

Records the effective portion of a cash flow hedge for interest rate risk associated with a highly probable future loan issuance.

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IFRS 9 Financial Instruments

How to record settlement of a credit default swap

Records the cash settlement received or paid upon the occurrence of a credit event for a Credit Default Swap (CDS).

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IFRS 9 Financial Instruments

How to recycle own credit risk on derecognition

Records the transfer of cumulative gains or losses in OCI related to own credit risk to retained earnings upon the derecognition of a financial liability designated at FVTPL.

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IFRS 9 Financial Instruments

How to record modification catch-up adjustment

Records the gain or loss arising from the modification of contractual cash flows of a financial asset that does not lead to derecognition.

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IFRS 9 Financial Instruments

How to record ECL on financial guarantees

Records the expected credit loss provision for a financial guarantee contract issued by an entity.

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IFRS 9 Financial Instruments

How to recycle cash flow hedge reserve to P&L

Records the reclassification of the effective portion of a cash flow hedge from the OCI reserve to profit or loss when the hedged item impacts P&L.

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IFRS 9 Financial Instruments

How to record employee low-interest loan

Records the initial recognition of a loan to an employee at a below-market interest rate, recognizing the fair value discount as a benefit expense.

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