Banking

Syndicated Loan — Bank's Participation

The bank joins a syndicate, taking a 25% share of a JOD 20 million facility.

Account NameTypeDebit ($)Credit ($)
Syndicated Loans & Advances (Participation)Asset (+)5,000,000.00-
Cash / Nostro AccountAsset (-)-5,000,000.00

💡 Accountant's Note

Syndicated loans allow banks to participate in large deals while sharing credit risk. Each bank records only its own participation as an asset. The lead arranger earns additional arrangement fees.

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