Banking

Current Account Opened — Customer Deposit

Recording cash deposited by a new retail customer opening a current (demand) account.

Account NameTypeDebit ($)Credit ($)
Cash / VaultAsset (+)1,000.00-
Customer Demand Deposits (Current Account)Liability (+)-1,000.00

💡 Accountant's Note

Customer deposits are liabilities for a bank — the bank owes the money back on demand. The cash received increases the vault asset and creates a corresponding deposit liability.

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