Banking

Revolving Credit Facility — Customer Drawdown

A corporate customer draws JOD 500,000 from their approved JOD 2 million RCF.

Account NameTypeDebit ($)Credit ($)
Revolving Credit Loans (Drawn)Asset (+)500,000.00-
Customer Current AccountLiability (-)-500,000.00

💡 Accountant's Note

Only the drawn portion of an RCF is recognized as a loan asset. The undrawn commitment is an off-balance-sheet item for which a smaller ECL provision is required (Stage 1 — 12-month ECL on undrawn commitments).

Professional Excel Template

Get the automated version of this entry. Includes built-in IFRS checks, VAT calculators, and SAP-ready upload formats.

Notify Me on Release
QA

Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

LinkedIn Profile

Discussion & Community Questions