Banking

Mandatory Reserve Deposit — Central Bank (CBJ)

Transferring the required cash reserve ratio to the Central Bank of Jordan.

Account NameTypeDebit ($)Credit ($)
Mandatory Reserve at CBJ (Restricted)Asset (+)8,000,000.00-
Cash / Nostro at CBJAsset (-)-8,000,000.00

💡 Accountant's Note

The CBJ requires commercial banks to maintain a mandatory reserve (currently ~7% of deposits). This restricted cash earns no interest and represents a real cost of banking — reducing funds available for lending.

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