Banking

Overnight Interbank Lending (Money Market)

Lending JOD 50 million overnight to another bank at the interbank offered rate.

Account NameTypeDebit ($)Credit ($)
Overnight Placements (Money Market)Asset (+)50,000,000.00-
Cash / CBJ Settlement AccountAsset (-)-50,000,000.00

💡 Accountant's Note

Overnight lending is the most liquid money market instrument. It earns the daily interbank rate and matures the next business day. Banks with surplus liquidity place funds overnight rather than holding excess reserves.

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