Banking

LC Cash Margin Collected from Customer

Blocking a cash margin from the customer's account as collateral for issuing an LC.

Account NameTypeDebit ($)Credit ($)
Customer Current AccountLiability (-)20,000.00-
LC Margin Deposits (Liability)Liability (+)-20,000.00

💡 Accountant's Note

The margin is a separate restricted deposit. It reduces the bank's credit risk on the LC. The customer's current account is debited and a specific LC margin account is credited.

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