Banking

FX Spot Trade — Buy USD (Bank's Trading Book)

The bank's treasury desk buys USD 1 million at the spot rate of 0.709.

Account NameTypeDebit ($)Credit ($)
USD Nostro Account (Asset)Asset (+)1,000,000.00-
JOD Settlement AccountAsset (-)-709,000.00
FX Position (JOD Equivalent)Asset (+)709,000.00-

💡 Accountant's Note

FX spot trades settle T+2. The bank's treasury maintains a 'position' in each currency. The profit or loss arises from the difference between the buy rate and eventual sell rate or revaluation rate.

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