Banking

Foreign Currency Deposit — Month-End FX Revaluation

Revaluing USD deposit liabilities to JOD at the month-end closing spot rate.

Account NameTypeDebit ($)Credit ($)
FX Revaluation Loss (P&L)Expense (+)200.00-
Customer USD Deposits (JOD Equivalent)Liability (+)-200.00

💡 Accountant's Note

All monetary items denominated in foreign currencies are retranslated at the closing rate under IAS 21. When the USD strengthens against JOD, the liability in JOD terms increases — creating an FX loss for the bank.

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