Banking

Card Chargeback — Dispute Processed

Processing a cardholder dispute that results in reversing the original transaction.

Account NameTypeDebit ($)Credit ($)
Card Interchange Income (Reversal)Revenue (-)100.00-
Credit Card Receivables (Reversed)Asset (-)-100.00

💡 Accountant's Note

Chargebacks reverse the original card transaction. The issuing bank reverses the interchange income and refunds the cardholder. High chargeback rates from a merchant trigger card scheme investigation and penalties.

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