Banking

CBJ Annual Supervision Fee

Recording the annual supervisory fee charged by the Central Bank of Jordan.

Account NameTypeDebit ($)Credit ($)
CBJ Supervision Fee ExpenseExpense (+)150,000.00-
Cash / CBJ Settlement AccountAsset (−)-150,000.00

💡 Accountant's Note

CBJ charges licensed banks an annual supervision fee calculated as a percentage of assets or a fixed amount. It is a regulatory cost of doing business as a licensed bank in Jordan. The fee is expensed in the period it is charged.

Practitioner & Systems Framework

💻 ERP Architecture

The CBJ supervision fee is a relatively straightforward operating expense. It is paid by debiting the bank's CBJ current account. The fee invoice from CBJ is the basis for the journal entry. Some banks accrue this monthly if the annual amount is material.

⚠️ Audit Flags

Auditors verify the fee matches the CBJ's published supervision fee schedule for the bank's asset size tier. Late payment penalties (if applicable) are expensed separately and are non-deductible for income tax purposes.

📄 Required Documentation

CBJ fee invoice, CBJ settlement account debit confirmation, fee schedule reference, and reconciliation to prior year fee (for reasonableness check).

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QA

Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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