Banking

ATM Interchange Fee Income

Earning interchange fees when another bank's customers use the bank's ATM network.

Account NameTypeDebit ($)Credit ($)
Interbank Settlement ReceivableAsset (+)2,500.00-
ATM Interchange Fee IncomeRevenue (+)-2,500.00

💡 Accountant's Note

When another bank's cardholder uses your ATM, your bank charges the cardholder's bank an interchange fee (typically JOD 1-3 per transaction). This is a high-margin, low-cost revenue stream.

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