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Factoring AR without Recourse

Selling receivables where the buyer (factor) assumes all risk of the customer not paying.

Account NameTypeDebit ($)Credit ($)
CashAsset (+)9,000.00-
Loss on Sale of ReceivablesExpense (+)1,000.00-
Accounts ReceivableAsset (-)-10,000.00

💡 Accountant's Note

Because it is 'Without Recourse,' the company has no further liability. It is treated as a final sale of an asset rather than a loan.

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Expert Analysis by Qusai Ahmad

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