Retail

Debit Card Sale at POS

Recording a sale paid by debit card where the bank settles the same day.

Account NameTypeDebit ($)Credit ($)
Cash in Bank (Net Settlement)Asset (+)55.65-
Bank / POS Processing FeeExpense (+)2.35-
Sales RevenueRevenue (+)-50.00
VAT Output Tax Payable (16%)Liability (+)-8.00

💡 Accountant's Note

Debit card transactions settle directly to the bank account, net of the POS terminal fee. The full sale price is revenue; the processing fee is a selling expense.

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Expert Analysis by Qusai Ahmad

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