Insurance Broking & MGA

How to record MGA sub-delegation fees

Records the fee income earned by an MGA for delegating specific underwriting authorities to a sub-agent or smaller firm.

Account NameTypeDebit ($)Credit ($)
Cash at Bank (Operating)Asset5,000.00-
MGA Delegation Fee IncomeRevenue-5,000.00

💡 Accountant's Note

Debit the operating bank account for the fee received and credit the specific revenue account for delegation or facility fees.

Practitioner & Systems Framework

💻 ERP Architecture

Set up a non-premium product code in the agency management system to track these service-based fees.

⚠️ Audit Flags

Verification of the delegation agreement and proof of transfer of underwriting authority.

📄 Required Documentation

Sub-delegation agreement and signed fee schedule.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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