Real Estate

Sale of Completed Unit (Buyer Uses Mortgage)

Recording a unit sale where the buyer finances the purchase through a bank mortgage.

Account NameTypeDebit ($)Credit ($)
Accounts Receivable (Bank/Buyer)Asset (+)850,000.00-
Property Sales RevenueRevenue (+)-850,000.00
Cost of Property SoldExpense (+)500,000.00-
Property InventoryAsset (-)-500,000.00

💡 Accountant's Note

When a buyer uses a bank mortgage, the developer records a receivable from the buyer's bank. Cash arrives after the bank processes the disbursement, typically within a few days of signing.

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