Private Equity & Investment Funds

LP Default on Capital Call - Defaulting LP Penalty

Recording the accounting treatment when an LP fails to fund a capital call by the due date, triggering default provisions under the LPA including penalty interest and potential forfeiture of LP interest.

Account NameTypeDebit ($)Credit ($)
Capital Call Receivable - Defaulting LPAsset (+)500,000.00-
LP Unfunded Commitment Liability (Reclassification)Liability (-)-500,000.00

💡 Accountant's Note

When an LP defaults, the receivable remains on the books but is reclassified to a default receivable. The GP typically has remedies including: charging default interest (10%–15% p.a.), reducing the defaulting LP's interest, selling the LP interest to a third party at a discount, or in extreme cases forfeiting the LP's interest. The non-defaulting LPs may be required to fund the shortfall via an additional call.

Practitioner & Systems Framework

💻 ERP Architecture

Flag the LP as 'defaulting' in the capital account ledger. Cease allocating fund income to the defaulting LP if the LPA permits this. Track the accrual of default interest separately. Document all GP cure notices and legal correspondence.

⚠️ Audit Flags

Auditors assess the collectibility of the defaulting LP receivable and whether an allowance is required. Legal opinions on the enforceability of default provisions will be reviewed.

📄 Required Documentation

Capital call notice, LP default notice, LPA default provisions, GP legal counsel opinion, correspondence with defaulting LP, cure period timeline.

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