Non-Profit

Charitable Gift Annuity (Initial Recognition)

Recording a donor's gift where the NGO must pay the donor a fixed income for life.

Account NameTypeDebit ($)Credit ($)
Cash / AssetsAsset (+)50,000.00-
Annuity Payment LiabilityLiability (+)-30,000.00
Contribution Revenue (Restricted)Revenue (+)-20,000.00

💡 Accountant's Note

The NGO receives $50k. However, the Present Value of what they must pay back to the donor over their lifetime is $30k. Only the remaining $20k is a donation today.

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