IFRS

Imputed Interest on Zero-Interest Loan

Recording the 'theoretical' interest on a long-term interest-free loan to a related party.

Account NameTypeDebit ($)Credit ($)
Interest Expense / InvestmentExpense (+)200.00-
Discount on Notes PayableContra-Liability (+)-200.00

💡 Accountant's Note

Accounting standards (IFRS 9) require that loans be recorded at 'Fair Value.' If a loan has 0% interest, you must 'impute' an interest rate to reflect the time value of money.

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