Construction

Capitalizing Interest on Construction Loan

Adding the interest cost of a project loan to the cost of the building being constructed (IAS 23).

Account NameTypeDebit ($)Credit ($)
Construction in Progress (WIP)Asset (+)1,500.00-
Cash / Interest PayableMixed-1,500.00

💡 Accountant's Note

If you borrow money to build a 'Qualifying Asset' (like a factory), you don't expense the interest. You add it to the cost of the building until it's finished.

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