Insurance

Property Reinstatement Value — Inflation Uplift

Adjusting the sum insured and premium upward mid-term for construction cost inflation.

Account NameTypeDebit ($)Credit ($)
Premium Receivable (Uplift)Asset (+)240.00-
Written Premium — Property UpliftRevenue (+)-240.00

💡 Accountant's Note

Rising construction costs mean buildings become underinsured if sums insured are not indexed. Automatic indexing clauses generate additional mid-term premium that is recognized over the remaining policy period.

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