Insurance

Motor Own Damage — Partial Repair Claim

Paying a garage directly for repairing a damaged vehicle under a comprehensive policy.

Account NameTypeDebit ($)Credit ($)
Outstanding Claims Reserve (Motor OD)Liability (-)1,800.00-
Cash / Accounts Payable (Garage)Asset/Liability (-)-1,800.00

💡 Accountant's Note

Partial repairs are settled directly with authorized garages. The reserve set at FNOL is cleared when the repair invoice is received. Any shortfall or excess goes through claims development.

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