Insurance

Death Benefit Claim Paid

Settling a life insurance claim following the death of the insured.

Account NameTypeDebit ($)Credit ($)
Outstanding Claims Reserve — LifeLiability (-)100,000.00-
Cash / Bank (Death Benefit)Asset (-)-100,000.00

💡 Accountant's Note

Death claims are the core liability of a life insurer. They are paid to the nominated beneficiary upon production of the death certificate and completion of the claims form. Reinsurance recovery applies for large sum-insured cases.

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