Insurance

Large Loss Notification to Reinsurer

Recording the notified share of a large loss to be recovered from reinsurers.

Account NameTypeDebit ($)Credit ($)
Reinsurance Recoverable — Large LossAsset (+)300,000.00-
Claims Expense (Net of Reinsurance)Expense (-)-300,000.00

💡 Accountant's Note

Losses above the retention threshold are notified to reinsurers immediately. The recoverable is set up once the reinsurer acknowledges the notification. Treaty terms determine automatic vs. facultative recovery.

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