Insurance

IFRS 17 — CSM Release to P&L

Releasing a portion of the Contractual Service Margin as insurance services are rendered.

Account NameTypeDebit ($)Credit ($)
Contractual Service Margin (CSM)Liability (-)4,167.00-
Insurance Revenue (CSM Release)Revenue (+)-4,167.00

💡 Accountant's Note

The CSM is released to insurance revenue as coverage units are provided. A CSM of JOD 50,000 over a 12-month policy releases JOD 4,167/month. This is the core IFRS 17 profit recognition mechanism.

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