Insurance

Deferred Acquisition Cost (DAC) — Monthly Amortization

Releasing one month of the deferred acquisition cost to the income statement.

Account NameTypeDebit ($)Credit ($)
Agent Commission Expense (Amortized)Expense (+)1,500.00-
Deferred Acquisition Costs (DAC Asset)Asset (-)-1,500.00

💡 Accountant's Note

DAC amortization spreads the cost of acquiring the policy over its life. JOD 18,000 DAC on a 12-month policy releases at JOD 1,500/month, matching the cost to the earned premium.

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