Insurance

Bond Investment Purchased at Premium

Buying a government bond at above par value (premium) for the investment portfolio.

Account NameTypeDebit ($)Credit ($)
Investment Securities — Bond (AC)Asset (+)1,050,000.00-
Cash / BankAsset (-)-1,050,000.00

💡 Accountant's Note

A JOD 1,000,000 par bond purchased at JOD 1,050,000 carries a JOD 50,000 premium that must be amortized over the bond's remaining life using the EIR method, reducing the effective yield below the coupon rate.

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