Insurance Broking & MGA

How to record wholesale broker fee income

Records the specific service fee charged by a wholesale broker to a retail agent for policy placement services.

Account NameTypeDebit ($)Credit ($)
Accounts Receivable - BrokerDebit250.00-
Wholesale Fee RevenueCredit-250.00

💡 Accountant's Note

Wholesale brokers often charge a flat fee in addition to commission. This entry recognizes the fee income separately from the premium transaction.

Practitioner & Systems Framework

💻 ERP Architecture

Ensure the fee is mapped to a non-commission revenue GL code to avoid distorting loss ratio reports.

⚠️ Audit Flags

Discrepancies between the fee schedule and actual amounts invoiced to retail partners.

📄 Required Documentation

Wholesale agreement and policy invoice showing the itemized fee.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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