Insurance Broking & MGA

How to record return reinsurance commission

Adjusting for the reversal of reinsurance brokerage income due to a policy cancellation or premium reduction.

Account NameTypeDebit ($)Credit ($)
Reinsurance Brokerage RevenueRevenue300.00-
Reinsurance Premium PayableLiability-300.00

💡 Accountant's Note

If a reinsurance contract is cancelled mid-term, the broker must return the unearned portion of their brokerage fee to the reinsurer, usually as a credit toward the next premium settlement.

Practitioner & Systems Framework

💻 ERP Architecture

Triggered automatically when a return premium bordereau is processed.

⚠️ Audit Flags

Large manual adjustments to brokerage revenue accounts.

📄 Required Documentation

Endorsement or cancellation slip from the reinsurer.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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