Treasury & Cash Management

How to record money market fund NAV loss

Recording a decrease in the net asset value (NAV) of a floating NAV money market fund.

Account NameTypeDebit ($)Credit ($)
Unrealized Loss on Short-term InvestmentsExpense500.00-
Money Market Fund InvestmentAsset-500.00

💡 Accountant's Note

For floating NAV funds, any decrease in the market value of the fund's holdings must be recognized as an unrealized loss.

Practitioner & Systems Framework

💻 ERP Architecture

Update the security price in the investment module to trigger the valuation entry.

⚠️ Audit Flags

Failure to reconcile fund shares to the latest market price per share.

📄 Required Documentation

Monthly fund statement showing NAV per share and total market value.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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