Insurance Broking & MGA

How to record MGA IT infrastructure recharge

Recording the recharge of technology platform costs to participating brokers or carriers for the use of an MGA's digital portal.

Account NameTypeDebit ($)Credit ($)
Accounts Receivable - BrokersAsset1,200.00-
Technology Service RevenueRevenue-1,200.00

💡 Accountant's Note

MGAs providing proprietary digital distribution platforms may charge a subscription or 'tech fee' to users. This recharge recovers the cost of software development and hosting.

Practitioner & Systems Framework

💻 ERP Architecture

Recurring billing module for monthly subscription recharges to broker partners.

⚠️ Audit Flags

Over-recovery of costs beyond contractual limits; intercompany recharge pricing (transfer pricing) concerns.

📄 Required Documentation

Software-as-a-Service (SaaS) agreement, usage logs, monthly billing schedule.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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