Supply Chain Finance & Trade Finance

How to Record Back-to-Back LC Charges

Records the bank service charges for issuing a secondary letter of credit backed by an original incoming letter of credit.

Account NameTypeDebit ($)Credit ($)
Letter of Credit FeesExpense750.00-
Cash at BankAsset-750.00

💡 Accountant's Note

Banks charge fees for the administrative processing and risk assessment involved in issuing a back-to-back LC to a second-tier supplier.

Practitioner & Systems Framework

💻 ERP Architecture

Allocate to the specific trade finance project or purchase order cost center.

⚠️ Audit Flags

Verification of matching terms between the master LC and the back-to-back LC.

📄 Required Documentation

Bank debit advice and copy of the back-to-back LC agreement.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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