Healthcare

IBNR (Incurred But Not Reported) Accrual

Estimating the cost of medical services that have been provided to employees but haven't been billed yet (Self-insured).

Account NameTypeDebit ($)Credit ($)
Employee Benefit ExpenseExpense (+)15,000.00-
IBNR Claim LiabilityLiability (+)-15,000.00

💡 Accountant's Note

For hospitals that self-insure their staff, they must estimate 'hidden' claims that are currently in the mail or still being coded at the clinic.

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