IFRS

Expected Credit Loss (ECL) Provision

Recording a provision for bad debts based on forward-looking probability (IFRS 9 requirement).

Account NameTypeDebit ($)Credit ($)
Impairment Loss (ECL)Expense (+)3,500.00-
Allowance for ImpairmentContra-Asset (+)-3,500.00

💡 Accountant's Note

Unlike the 'old' bad debt method, IFRS 9 requires companies to estimate potential losses on all receivables, even those not yet overdue, based on economic trends.

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