E-commerce

Direct Online Sale — Card Payment (Gross Method)

Recording a standard customer order paid by credit card through the website.

Account NameTypeDebit ($)Credit ($)
Cash in Bank (Net)Asset (+)96.10-
Payment Processing FeeExpense (+)2.90-
Sales RevenueRevenue (+)-99.00

💡 Accountant's Note

Always record the full sale price as revenue. The payment gateway fee (Stripe, HyperPay) is a separate selling expense. Recording only the net amount understates revenue and distorts gross margin.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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