E-commerce
Buy-Now-Pay-Later Sale (Tabby / Tamara)
Recording a sale where the customer pays in instalments via a BNPL provider.
| Account Name | Type | Debit ($) | Credit ($) |
|---|---|---|---|
| Receivable: BNPL Provider (Tabby) | Asset (+) | 300.00 | - |
| Sales Revenue | Revenue (+) | - | 300.00 |
| Cost of Goods Sold | Expense (+) | 120.00 | - |
| Merchandise Inventory | Asset (-) | - | 120.00 |
💡 Accountant's Note
With BNPL, the merchant receives the full amount from Tabby/Tamara (minus a fee). The customer pays the BNPL provider in instalments — that is not the merchant's concern. Revenue is recognized at point of sale.
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