Construction

How to Record the Release of Retention Receivables

Collecting the withheld retention amount from the client after achieving practical completion and the defects period ending.

Account NameTypeDebit ($)Credit ($)
Cash in BankAsset (+)100,000.00-
Retention ReceivableAsset (-)-100,000.00

💡 Accountant's Note

Retention is typically released in two stages — 50% at practical completion and 50% after the defects liability period. This entry clears the long-held receivable when the client finally pays.

Practitioner & Systems Framework

💻 ERP Architecture

Process the receipt against the specific Retention Receivable sub-account rather than general Trade AR. Ensure the project status in the ERP is updated to 'Warranty Phase' or 'Closed'.

⚠️ Audit Flags

Auditors verify that the cash received matches the long-standing retention balance. They will also look for any unauthorized deductions (liquidated damages or back-charges) the client made before releasing the retention.

📄 Required Documentation

Taking-Over Certificate (TOC), Defects Liability Certificate (DLC), final account statement, and bank deposit confirmation.

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QA

Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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