Construction

Advance Payment Guarantee — Bank Fee

Recording the bank's annual commission for issuing an Advance Payment Guarantee (APG) on behalf of the contractor.

Account NameTypeDebit ($)Credit ($)
Bank Charges / Finance ExpenseExpense (+)1,500.00-
Cash in BankAsset (-)-1,500.00

💡 Accountant's Note

Clients require an APG before releasing a mobilization advance. The bank issues this guarantee for a fee (typically 1-2% per annum of the guarantee amount), which is an operating finance cost.

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