Construction

Construction Loan Repayment (Principal + Interest)

Making a monthly repayment on the project finance loan after the construction phase.

Account NameTypeDebit ($)Credit ($)
Construction Loan Payable (Principal)Liability (-)100,000.00-
Interest ExpenseExpense (+)15,000.00-
Cash in BankAsset (-)-115,000.00

💡 Accountant's Note

After completion, the construction loan transitions to a term loan repaid over the agreed schedule. The interest portion is expensed as a period cost.

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