Construction

How to Record a Bid Bond / Tender Guarantee Cash Margin

Recording the cash margin paid to the bank to issue a bid bond when submitting a tender.

Account NameTypeDebit ($)Credit ($)
Restricted Cash (Bid Bond Margin)Asset (+)5,000.00-
Cash in BankAsset (-)-5,000.00

💡 Accountant's Note

A bid bond is a guarantee that the contractor will sign the contract if awarded the project. The cash margin is restricted — it is still the company's asset but cannot be spent until the bid bond is released.

Practitioner & Systems Framework

💻 ERP Architecture

Transfer funds in the ERP treasury module from standard cash to a specific 'Restricted Cash - Margins' GL account. Track the tender result date. Do not include restricted cash in daily operating liquidity reports.

⚠️ Audit Flags

Auditors will request bank confirmation letters to verify restricted cash balances. Misclassifying restricted cash as unrestricted operating cash is a common presentation error on the balance sheet.

📄 Required Documentation

Bank swift/receipt for the margin deposit, copy of the issued Bid Bond, and tender submission documents.

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Expert Analysis by Qusai Ahmad

General Accountant Supervisor & IFRS Specialist

Specialized in SAP GUI automation and Middle Eastern tax compliance. Building digital tools for the next generation of finance leaders.

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